What is Lincoln Insurance?
Lincoln Dental Insurance offers you the ability to have a healthy mouth and good overall health by helping to share the cost of dental appointments. Depending on your specific plan, you could have coverage for preventive appointments, basic treatments, and major dental services. Let’s take a look at Lincoln Dental Insurance benefits and see how you can get the most from your dental insurance.
If you are looking for a dental insurance plan that covers preventative care, then Lincoln Dental Insurance could be a good option. For these types of insurance plans, preventive care is usually covered at little or no charge. For the most coverage, you need to go to an in-network dentist for your checkups, cleanings, and X-rays. With insurance, you will be able to benefit from a preventative approach, which can reduce the chances of serious dental problems. Without insurance, those regular appointments may be too costly. Most dental problems are like leaks in your house or issues with your car; if you ignore them, the problems will get worse and more expensive to treat.
Depending on the Lincoln Dental Insurance policy you choose, you may have some coverage of basic services like fillings, teeth extractions, and treatment of gum disease. In some cases, your policy may even offer coverage of some major services, like restorative treatments that include crowns, bridges, dentures, and some dental implants. Major services will not have the same coverage as the basic treatments, but you will have the ability to share the cost instead of having to pay for 100% of the treatment. Lincoln Dental Insurance plans vary in coverage and waiting periods between treatments, so it is important to read these items carefully prior to scheduling the treatments.
When you choose a Lincoln Dental Insurance plan, you get the benefit of having a large network of dentists who participate in the plan. The in-network dentists are able to charge you a lower rate than a dentist who is out of network because Lincoln is able to negotiate rates on your behalf with those participating dentists.
For people who are looking for coverage of orthodontic treatments, Lincoln Dental Insurance has plans that do offer this to dependent children. To ensure you are going to receive coverage for orthodontic work, be sure to review the plan. Insurance will not cover other cosmetic dental procedures, similar to teeth whitening and veneers, because they are cosmetic and not medically necessary.
If you are looking to review the details of your plan, you can check on your Lincoln Dental Insurance policy online or through a customer service representative. Members are able to use an online portal to check benefits, claims information, and find in-network dentists.
Through your Lincoln Dental Insurance plan, you can receive affordable dental care and have access to quality dentists. You can receive routine cleanings and exams, as well as restorative services or continuing preventative care to restore your oral health.
If you have more questions about Lincoln Dental Insurance or how it could work as a part of your treatment plan to achieve better dental health, reach out to the dentist to see if Lincoln Dental Insurance is the best option for you.
Learn about our payment and financing options here.