85% of Americans believe oral health is extremely important to their overall health, according to a survey from Principal Dental Insurance, and about 78% have dental coverage. When you consider the value of dental insurance, it is easy to understand why.
It Makes Dental Care More Affordable
While you must consistently brush and floss daily, it is also necessary to complement your efforts with regular professional care. Dental insurance focuses on prevention; so many services, such as preventive check-ups and cleanings, are usually covered at 100 percent. Principal Dental Insurance also helps reduce your out-of-pocket costs for many dental procedures by sharing the cost with you. Without dental insurance, you would be responsible for the full cost of your treatment.
Principal Dental Insurance helps you save more money because we negotiate lower fees with our in-network dentists. With three out of four dentists participating nationwide, it is easy to find a dentist in their network.
You Have a Better Chance of Avoiding Future Dental Problems
When you schedule regular and consistent preventive checkups, your dentist can identify issues early. This will help you avoid more costly and complex procedures, such as crowns and root canals, in your future. In fact, for each dollar spent on preventive treatment, it is estimated that $50 or more is saved on more expensive procedures.
You Are More Likely to Get the Care You Need
Families with dental insurance are more likely to get preventive care than those without it. People who develop more complicated oral problems are also more likely to skip the necessary treatment due to cost because they do not have dental insurance. Untreated, and often preventable, oral diseases result in more than 2.1 million emergency room visits nationwide every year.
It Will Help You Save Time
Dental insurance companies often offer time-saving tools to make it easier for you to utilize your benefits. Principal Dental Insurance helps provide resources that make it easier to find a local dentist, estimate the cost of a procedure before you even see a dentist, and manage your dental insurance plan online or through the mobile app.
It is Good for Your Overall Health
Research has shown that oral care is not simply good for your healthy smile; it also has a positive effect on your overall health. Studies have proven that oral health complications can be associated with an increased risk of heart disease and other health conditions, and intensify diabetes, according to the National Academy of Medicine.
During your regular oral exam, your dentist can potentially detect signs in your mouth of more than 120 diseases, including heart disease and diabetes. This will lead to earlier, less costly, and even possible life-saving treatment.
Also, when oral diseases go untreated, they can easily lead to problems with eating, speaking, learning, and productivity for children and adults.
Principal Dental Insurance makes it easier to protect your entire family’s oral and overall health by helping you get the care you need and by also saving you money. Get the full value of dental insurance benefits by purchasing a plan and using your preventive care consistently.
Related Article: What is Principal Insurance?